Are You in Need of Home Health Care Services In New York?

Expanded Home Care Benefits With Medicaid Advantage

 

2 tags 1 reads cost the second tag reads benefit

Let’s face it, healthcare is a confusing alphabet soup of acronyms. You have MCR for Medicare, MCD for Medicaid and those are just the household names. When you get to Medicare Part A, Part B, and Part D that’s when things get really confusing. One of the less known plans that has been getting a lot of media coverage as well as attention in the healthcare world is Medicare Advantage. So what is Medicare Advantage? How is it different than regular Medicare? What does it cover? Why is it getting all of this attention all of the sudden? And is it right for you?

 
Pen  next to Medicare Enrollment Form
 

Let’s start with the basics. What is Medicare? Medicare is an insurance plan that is offered through the United States Government. Someone is eligible for Medicare if they are 65 or older, if they are younger but have certain disabilities, or have End-Stage Renal Disease; permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD. In a different post we will discuss the variation between Medicare parts A, B, and D but for today just know that there are subsections in the world of Medicare. This is where Medicare Advantage differs. With the Medicare Advantage, these three parts are bundled into one convenient plan. Where with regular Medicare you would need to select a carrier for each section, here it is all sourced from one company. That leads to the question: What are some of the practical differences?

 
Woman holding hand to her head while using computer empty tea cup in front of her
 

There are actually several. One difference is you need to make sure that the doctors, or in the event necessary, your hospital, is in-network with the Medicare Advantage plan you would consider. Conversely that under straight Medicare you can go to any doctor or hospital in the U.S. that is a Medicare provider. Another difference is cost. Plans have a different fee structure than straight Medicare which might affect your out of pocket costs, deductibles, and yearly premiums. Another difference is coverage. Traditional Medicare covers most medically necessary services and supplies in hospitals, doctor’s offices, and other healthcare settings while Medicare Advantage covers all of those and offers extra benefits. Some of these benefits are transportation to health-related services, such as the doctor’s office or pharmacy, emergency care coverage outside the country, over-the counter medications, adult day-care services, and lastly personal care services such as help with housekeeping, dressing, and home delivery meal services. This last benefit is a real game changer for the Baby Boomer population that wants to age in place and is looking to avoid going into a long-term care or skilled nursing facility. Coverage and availability will change from plan to plan but just having the benefit be added to the list of covered services is a tremendous benefit.

In summation, Medicare Advantage is certainly a popular product and it will in all likelihood gain more membership as the benefits expand. As to whether or not Medicare Advantage is right for you, it is best to discuss it with a loved one or confidant to help weigh the pros and cons. What’s good for the goose isn’t always good for the gander.

Explore New York

New York is a neighborhood with a rich history and plenty of attractions to explore. Here are some links to learn more about this vibrant community:

New York– Wikipedia

The New York Times – New Yorks Local Newspaper

New York Historical Society

New York Beach

New York Best High School 

New York Public Library

New York Beer Company

New York Chamber of Commerce

New York on Instagram

Homecare and CDPAP: A Winning Combination In today’s healthcare landscape, homecare and the Consumer Directed Personal Assistance Program (CDPAP) go hand in hand. A well-structured homecare service won’t yield results if it’s not personalized to the patient’s needs. This is where our CDPAP services come into play. We offer a range of homecare solutions to ensure that your loved ones receive the care they need in the comfort of their own homes.

Our Homecare Services Include: Personalized Care: Identifying the most relevant care needs for your loved ones. In-Home Services: Optimizing your loved one’s comfort and health by providing care in their own homes. Family Involvement: Encouraging family members to be involved in the care process, promoting a more personalized care experience. Local Care: Enhancing our local presence, making it easier for New York residents to access our services. Explore Rockaway Homecare’s Website To learn more about our homecare and CDPAP services in New York, visit the following sections of our website:

Home Page

About us 

CDPAP

Homecare

Faq

Blog

In conclusion, Rockaway Homecare is your trusted partner for homecare and CDPAP services in New York. We are committed to helping families in this vibrant community succeed in caring for their loved ones by providing affordable homecare solutions and effective CDPAP strategies. Contact us today, and let’s embark on a journey to elevate your loved one’s quality of life and promote health and well-being in New York. Your loved one’s comfort is our mission!